Terms of Service

Effective: 2026-11-10. These Terms of Service (“Terms”) govern the TIPVANT website (tipvant.com) and the TIPVANT iOS and Android apps (together the “Service”). By registering or using the Service you accept these Terms.

1. Provider

Nowu e.U. (sole proprietorship, owner: Zsolt Schuchanek), Dr.-Natterer-Gasse 2-4/8/R1, 1020 Wien, Österreich, company register FN 654383d, Handelsgericht Wien, e-mail: hello@tipvant.com (“Provider”, “we”).

2. Nature of the Service – statistics and artificial intelligence only

• Every pick, probability, combination, alert and match analysis in TIPVANT is generated automatically from statistical data using artificial intelligence (a machine-learning model). No human expert reviews them individually.
• Estimates are probabilities, not statements or promises. Even a high chance means a pick can fail; a combination's combined chance is always lower than that of its single picks.
• The Service is for information and entertainment only. It is not betting, investment, financial or any other advice, recommendation or solicitation.
• TIPVANT is not a bookmaker or gambling operator: it does not accept stakes, pay winnings or broker bets, has no contractual or affiliate relationship with any bookmaker and does not advertise bookmakers.
• Data comes from an external sports-data provider and may be delayed, missing, wrong or later corrected. Past hit rates do not predict future results.
• Every decision – in particular whether, where and how much to bet – is yours alone and at your own risk. You are responsible for whether betting is lawful for you where you live and for using licensed operators only.

3. No guarantee

The Provider gives no guarantee or warranty of any kind as to the accuracy, completeness or timeliness of estimates, picks, statistics or analyses, or as to any result, winnings, profit or avoidance of loss. The Service is provided “as is” and “as available”. Mandatory statutory consumer rights (conformity of digital content) remain unaffected; however, conformity means only that the Service delivers statistical estimates as described in these Terms – whether an estimate comes true is not part of the Service.

4. Exclusion and limitation of liability

• The Provider is not liable for decisions made on the basis of estimates or their consequences, in particular betting losses, lost winnings or profits, loss of data, indirect or consequential damage.
• We are not liable for failures or outages of external data sources, Apple, Google, Stripe, RevenueCat, hosting or network providers, or for force majeure.
• If the Provider is nevertheless liable, total liability is capped at the fees you actually paid for the Service in the 12 months before the damage.
• These limitations do not apply to damage caused intentionally or by gross negligence, to injury to life, body or health, or to any liability that cannot be limited by law.

5. Account and age

The Service is for persons aged 18 or over only; you confirm this when registering. You must use a real e-mail address. Your account is personal and may not be transferred or shared; you are responsible for keeping your credentials secret. If you are found to be under 18 we close the account immediately.

6. Free and paid features, fees

Free: settled results of yesterday's picks and 3 live match analyses per day. Premium costs 19,99 € per month (gross, VAT included) and includes daily combinations, live picks, Smart Alerts and fair-use, practically unlimited analyses. Premium contains no promise of winnings or results. We announce price changes at least 30 days in advance; they apply from the next billing period.

7. Subscription, payment, renewal, cancellation

• The subscription renews automatically every month until cancelled.
• In-app purchases are billed, cancelled and refunded by the Apple App Store or Google Play under their terms; cancel in your phone's subscription settings at least 24 hours before renewal.
• On the web, payment is handled by Stripe; cancel anytime under “Manage subscription” in your account.
• After cancelling you keep access until the end of the paid period; partial periods are not refunded unless mandatory law requires it.

8. Right of withdrawal

As a consumer you could withdraw within 14 days without giving reasons. Premium is a digital service available immediately after payment; at purchase you expressly request immediate performance and acknowledge that you thereby lose your right of withdrawal (Directive 2011/83/EU Art. 16(m); Austrian FAGG § 18(1)(11)). Refunds for app-store purchases are requested from Apple or Google under their rules.

9. Availability and changes

We do not guarantee uninterrupted or error-free availability. The Service may be suspended for maintenance, data-source outages or other reasons. We may change features, the model, the presentation and the covered leagues without notice as long as the essential content of Premium is not reduced.

10. Intellectual property

The Service, software, model, content, the TIPVANT name and logo belong to the Provider or its licensors. You receive a personal, non-exclusive, non-transferable, revocable licence for your own non-commercial use only.

11. Prohibited use

Scraping, copying, reselling, publishing or embedding the content in other services, sharing accounts, reverse engineering, circumventing or overloading the Service and any unlawful use are prohibited. We may suspend or terminate the account without notice and without refund.

12. Account deletion and termination

Delete your account anytime in the app (Profile → Delete account), in your web account, or by e-mail (hello@tipvant.com). Cancel an active app-store subscription in the store first – deleting the account does not cancel it. We may terminate with 30 days' notice, or immediately for serious breach.

13. Privacy

Processing of personal data is described in the Privacy Policy.

14. Changes to these Terms

We announce changes at least 30 days in advance (e-mail or in-app). If you do not accept them you may terminate before they take effect; continued use means acceptance.

15. Complaints, disputes, governing law

Send complaints to hello@tipvant.com; we reply in writing within 30 days. Austrian law applies, excluding conflict-of-law rules and the UN Convention on Contracts for the International Sale of Goods; as a consumer you keep the protection of the mandatory consumer law of your country of residence and may sue in the courts there. For consumer disputes you may contact the conciliation body of your country (e.g. Internet Ombudsman in Austria, ombudsmann.at; the local conciliation board in Hungary).

16. Miscellaneous

If any provision is invalid, the others remain in force. These Terms are available in Hungarian and English; in case of discrepancy the version in the language in which the contract was concluded prevails.